BCBCC is a certified loan institution approved to initiate loans on behalf of the U.S. Small Business Administration, U.S. Department of Agriculture, and U.S. Department of Treasury through its CDFI program. This full-time role will have responsibilities for loan processing, closing, accounts management, and reporting. Additionally, this position is called upon to promote our loan programs and encourage community engagement.

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Responsibilities:

• Review loan products with potential applicants – businesses and individuals.

• Support applicants in submitting a complete and accurate application.

• Prepare loan file for each submission ensuring its completeness.

• Evaluate loan requests, analyze applicant’s financial data, determine qualification of collateral, and customer credit history.

• Structure loans to comply with BCBCC federal funding agencies’ requirements, lending practices, and Federal regulations.

• Prepare loan file for submission to loan committee with recommendation for approval or rejection.

• Make application presentations to loan committee.

• Maintains contact with loan applicants, communicating progress of loan process and obtaining any additional required documentation.

• Upon approval, work with the Executive Director to secure funding agency draw downs to execute loan awards.

• Complete timely monthly and quarterly reports in compliance with funding agencies’ requirements.

• Prepare monthly reports as determined for the Executive Director and Board of Directors.

• Answer customer calls and walk-ins to discuss various loan products and qualification information.

• Make calls to potential and existing customers to develop new loans or support existing clients in staying current with their accounts.

• Work collaboratively with the Executive Director and Program Manager to schedule and coordinate training and business development programs that support community businesses and borrowers.

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Salary range: $48,000-$55,000

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Requirements:

• Commitment to the mission of the Beaufort County Black Chamber of Commerce.

• Degree in business or a finance related field, preferred.

• Lending experience with excellent sales and/or customer service skills.

• A track record in developing business relationships.

• Excellent verbal and written communication skills.

• Proactive problem-solver.

• Strong interpersonal, conflict resolution, and team building skills.

• Ability to participate in networking through professional, business and community organizations and activities to promote the Beaufort County Black Chamber of Commerce.

• Ability to interface effectively with all levels within the organization, work autonomously, manage multiple projects, and remain flexible and adaptable to change.

• Ability to work with minimal supervision.

• Maintain office hours, Monday – Friday, 9:00 a.m. – 5:00 p.m., but also be available, as needed, evenings or weekends for program presentations, participant recruitment, and in support of BCBCC events.

• Other related duties as assigned by the Executive Director

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If you are interested, please fill out the form below. Someone will be in contact with you.